Instead of getting a personal loan, you borrow against your home's equity. (…


Instead of getting a personal loan, you borrow against your home's equity. (equity is the difference between the total of your mortgage and the appraised value of your home.) The process will be less involved for this loan. You'll need to get your home appraised, but your lender should be able to walk you through the process. Second, interest payments on home equity loans are typically tax-deductible, unlike interest on personal loans.



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